Thousands of Floridians are injured on the job every year. They not only incur massive medical bills, but many are so injured they need to miss work. As leading Boca Raton workers’ compensation lawyers, we receive many calls from panicked workers who are afraid they cannot continue to pay their bills and support their families. Lawyer job information.
Fortunately, Florida’s workers’ compensation system provides badly needed benefits after a worker has been injured on the job. For more information, reach out to Lesser, Lesser, Landy & Smith, today.
Leading Causes of Workplace Injuries
Every workplace accident is unique. However, we tend to see some common types of workplace accidents. According to the Liberty Mutual Workplace Safety Index, these are the leading causes of workplace injuries:
Overexertion. A worker can get injured by pulling, pushing, tugging, tying, holding, and lifting.
Falls. Workers are injured while falling, either on the same level or falling to a lower level.
Getting struck by an object. Workers can be hit by cargo or falling merchandise.
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Car accidents. Some workers travel as part of their job, so they might be injured off the jobsite. Car accidents are a common accident for many workers.
Repetitive stress injuries. Some injuries can sneak up on a worker, especially when they make constant motions that soon inflame tissue and impact nerves. Carpal tunnel syndrome is an example.
Workers can also receive compensation if they developed an occupational illness. For example, breathing in too much dust could lead to lung problems, which also qualify as workplace injuries for purposes of Florida’s workers’ compensation laws.
What to Do after an Accident
According to the Division of Workers’ Compensation, you should report your injury to your employer as soon as possible. You get 30 days from the date of the accident or the date your doctor tells you that you are suffering an injury. If you don’t report the injury within 30 days, you could lose out on benefits.
Your employer should then contact their insurer to report the injury. If they don’t, you can make the claim yourself. Your employer should post the name and contact information of their insurance carrier at their workplace.
An injured worker can receive a variety of benefits, such as:
Medical care. Your employer should pay all reasonably necessary medical care to treat your injuries.
Wage loss benefits. If you are temporarily or permanently injured, you can receive benefits to replace a portion of your lost wages. You can also receive benefits if you are partially disabled but still able to do some work.
Vocational rehabilitation benefits. You might need help finding a new job or gaining new skills. Workers’ comp will pay for some of this help.
Death benefits. If a loved one died, then survivors can receive benefits to replace some of their loved one’s lost income. Workers’ comp also contributes to funeral and burial expenses.
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Although the workers’ compensation system is fairly streamlined, many injured workers face hurdles on their way to obtaining benefits. If you have a question, please contact us today at Lesser, Lesser, Landy & Smith, PLLC for a free consultation with one of our Boca Raton workers’ compensation lawyers.